The Impact Of Annuity Reform On Teachers` Financial Cognition, Financial Planning And Financial Behavior
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Abstract
The purpose of this study is to understand the current situation of primary school teachers' financial cognition, financial planning and financial management behavior after the pension reform in Taiwan. In this study, the obtained data were tested by means of statistical methods such as average, standard deviation, t-test, one-way variability analysis and multiple regression analysis.
The results show that the teachers have relatively low scores on risk perception and sources of information. They also show higher income teachers have higher scores on financial cognition and financial planning; meanwhile, male teachers are higher than female teachers.
It is suggested that future researchers who intend to engage in relevant research should use retirement worries after the pension reform as an intermediary variable to conduct research and increase qualitative interviews to provide teachers with diversified financial information.
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