et. al., Niki Hadian,. “The Effect of Non-Performing Loans and Loan to Deposit Ratio on Return On Assets in the Banking Industry”. Turkish Journal of Computer and Mathematics Education (TURCOMAT) 12, no. 8 (April 24, 2021): 791–798. Accessed May 7, 2024. https://turcomat.org/index.php/turkbilmat/article/view/2903.