ET. AL., Andre,. The Effect Of Perceived Usefulness, Perceived Ease Of Use, Perceived Risk And Technology Readiness On Intention To Use E-Banking In Jakarta . Turkish Journal of Computer and Mathematics Education (TURCOMAT), [S. l.], v. 12, n. 10, p. 6829 – 6836, 2021. DOI: 10.17762/turcomat.v12i10.5550. Disponível em: https://turcomat.org/index.php/turkbilmat/article/view/5550. Acesso em: 16 oct. 2025.