DR. SUNIL JOSHI, Sadhana Tiwari, Shashank Bharadwaj,. A Study of Impact of Cloud Computing and Artificial Intelligence on Banking Services, Profitability and Operational Benefits. Turkish Journal of Computer and Mathematics Education (TURCOMAT), [S. l.], v. 12, n. 6, p. 1617–1627, 2021. Disponível em: https://turcomat.org/index.php/turkbilmat/article/view/3198. Acesso em: 14 oct. 2025.